Free Downloads

  • Compound Interest Worksheet

    A hands-on worksheet that demonstrates the power of compound interest through practical calculations. Students learn how their savings can grow over time by simulating different scenarios with yearly contributions and interest rates.

    By doing the math step-by-step, students gain a deep understanding of how compound interest works and see firsthand how small, consistent savings can lead to significant growth over time.

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  • Family Savings Bond Agreement

    A agreement template that helps parents create a "family savings bond" program to encourage long-term saving habits. Parents can offer to match their child's savings or provide bonus interest rates for longer holding periods, teaching the value of delayed gratification.

    This agreement helps children understand the benefits of long-term investment while giving parents a structured way to reward financial responsibility. Perfect companion to the Compound Interest Worksheet!

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  • Skill Building Report

    A simple one-page worksheet that guides children to reflect on a specific skill through four key questions:

    • What did I learn?
    • How can I use this to serve others?
    • What can I do to improve this skill?
    • What skills do I want to learn next?

    These thoughtful questions help children process their learning while encouraging them to think about both personal growth and serving others.

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  • Character Trait Report

    A simple half-page worksheet where children can document how they demonstrated a specific character trait in their daily life. Each printable page includes two copies that can be cut in half.

    This straightforward format encourages children to recognize and celebrate moments when they put good character into practice.

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  • Family Bucks

    A creative reward system that makes learning life skills fun and engaging. Family Bucks helps children connect effort with reward while learning valuable lessons about work ethic, responsibility, and financial management.

    Browse our collection of customizable Family Bucks templates that you can use to create your own family economy system.

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  • Printable Skills Index

    Get a comprehensive overview of essential life skills that every child should learn. This detailed index categorizes skills by age group and difficulty level, helping parents plan their children's skill development journey.

    Use this guide to track progress, set goals, and ensure your children are building a well-rounded foundation of practical life skills.

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